The song like that for me is Cruel Summer.
I remember my friends and I listened to it quite a lot while we were on my friend's dad's yacht for her birthday party. And it was also overplayed in the 90's.
We were about 10 years old and whenever I hear it, it makes me think of that time on the boat - we went near a waterfall too!
It was really awesome! And the weather made it even better :)